Operator: FCS Studio

Business Registration No.: 224-24-93251

Email: [email protected]

Article 1 (Purpose)

These Terms of Service ("Terms") govern the rights, obligations, and responsibilities between FCS Studio ("Company") and users in connection with the use of Own.it ("Service") provided by the Company.

Article 2 (Definitions)

Article 3 (Effect and Amendment of Terms)

  1. These Terms become effective upon posting on the Service.
  2. The Company may amend these Terms within the scope permitted by applicable laws. Amendments will be announced at least 7 days before the effective date (30 days in advance for changes unfavorable to users).
  3. If a user does not agree to the amended Terms, the user may discontinue use of the Service and terminate the agreement.

Article 4 (Provision of Service)

  1. The Company provides the following services:
    • AI virtual try-on (clothing fitting simulation based on the user's photo or an AI-generated avatar image provided by the Company)
    • Hair styling simulation
    • AI style consultation
    • Brand catalog exploration
    • Other supplementary services determined by the Company
  2. The Service is provided 24/7 in principle, but may be temporarily suspended due to system maintenance, failures, or events of force majeure.
  3. The Company may change the content and operational policies of the Service. Material changes will be announced in advance.

Article 5 (Formation of Service Agreement)

  1. The Service does not require a separate sign-up process. The agreement is formed upon installation and execution of the app.
  2. For Paid Services, the paid agreement is formed when the user completes the payment process through an app marketplace such as the Apple App Store or Google Play Store.

Article 6 (Paid Services and Payment)

  1. The Service offers the following auto-renewing monthly subscription plans. Prices are shown in the app and on the pricing page; the amount applicable to your region and currency is displayed at the point of purchase before you confirm:
    • Model — USD 7 / month
    • Director — USD 24 / month
    • Studio — USD 50 / month
    The features and usage limits of each plan are as specified on the pricing page within the Service.
  2. Payment: Payment is charged to your Apple App Store or Google Play account upon confirmation of purchase. The Company does not process payments directly; billing and refunds are governed by the policies of the app marketplace through which you subscribed.
  3. Auto-renewal: Subscriptions automatically renew for the same one-month period at the then-current price unless auto-renewal is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period.
  4. Managing and cancelling: You can manage your subscription and turn off auto-renewal at any time in your account settings of the App Store (Settings > [your name] > Subscriptions) or Google Play (Play Store > Profile > Payments & subscriptions > Subscriptions). Cancellation takes effect at the end of the current billing period, and you retain access until then. Deleting the app does not by itself cancel a subscription.
  5. Refunds: Except where required by applicable law, payments for the current period are non-refundable and partially used periods are not refunded. Refund requests are handled according to the policies of the relevant app marketplace.
  6. The Company may change fees or plan composition upon prior notice to users. Changes apply from the next billing cycle, and material price increases are subject to your consent where required by the marketplace or applicable law.

Article 7 (User Obligations)

Users shall not engage in any of the following:

  1. Uploading or using photos, likenesses, or personal information of others without consent.
  2. Using photos of minors for inappropriate purposes.
  3. Generating or distributing content that is obscene, violent, hateful, or otherwise socially inappropriate.
  4. Exploiting vulnerabilities of the Service or using it in abnormal ways (e.g., automation tools, reverse engineering).
  5. Infringing the intellectual property, image rights, or reputation of the Company or third parties.
  6. Acting in violation of laws or these Terms.

Article 8 (Content and Intellectual Property)

  1. The rights to photos uploaded by users belong to the users.
  2. Users must only upload photos they own or are legally authorized to use. The user is responsible for any disputes arising from the unauthorized uploading of others' photos.
  3. The rights to result images generated by the Service belong to the user.
  4. All rights to the Service itself (software, design, logos, trademarks, etc.) belong to the Company.
  5. The rights to trademarks and images displayed in the brand catalog belong to their respective rights holders. The Company displays them for informational purposes only.

Article 9 (Disclaimer for AI-Generated Results)

  1. Virtual try-on, hair styling, size recommendations, and style consultations provided by the Service are AI-based simulations and reference results.
  2. Actual wearing results, sizes, colors, and fit may differ from the simulation. The Company is not responsible for actual purchase or wearing outcomes.
  3. The Service does not replace medical, legal, or professional advice.

Article 10 (Restrictions on Service Use)

If a user violates these Terms or applicable laws, the Company may restrict or suspend use of the Service without prior notice. For serious violations, the Company may terminate the service agreement.

Article 11 (Termination and Data Deletion)

  1. Users may terminate the agreement at any time by withdrawing membership or deleting the app.
  2. Upon withdrawal, all user data synchronized to the server is immediately deleted.
  3. Upon deleting the app, all user data stored on the device (locally) is immediately deleted.
  4. Account and data deletion requests can be made through the Account & Data Deletion page or by email to [email protected].

Article 12 (Limitation of Liability)

  1. The Company shall not be liable for any failure to provide the Service due to force majeure events such as natural disasters, war, communication failures, or power outages.
  2. The Company shall not be liable for damages arising from causes attributable to the user (misuse, device failure, etc.).
  3. The Company shall not be liable for the outcomes of decisions made by users based on information or results obtained through the Service.

Article 13 (Dispute Resolution and Governing Law)

  1. If the user is a resident of the Republic of Korea, these Terms and any disputes related to the Service shall be governed and interpreted in accordance with the laws of the Republic of Korea, and disputes may be brought before the competent court under the Civil Procedure Act of Korea.
  2. For users in all other countries, these Terms and any disputes related to the Service shall be governed and interpreted in accordance with the laws of the State of Delaware, USA, with the courts of the State of Delaware as the agreed venue.
  3. The Company and the user shall first endeavor to resolve any dispute through mutual consultation.

Article 14 (Privacy)

Personal information processed in connection with the Service is governed by the separate Privacy Policy.

Addendum

These Terms become effective on May 27, 2026.

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